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Home Foreclosure, And How to Avoid It – Part 2

*** Previous *** “Underwater” Mortgages Many homeowners in today’s housing market have experienced a marked reduction in the value of their home. Have a look through these programs if this is your concern. HARP: (Home Affordable Refinance Program). If you … Continue reading

Posted in Foreclosure |

Home Foreclosure, And How to Avoid It – Part 1

A number of programs have been implemented by the Obama Administration to assist homebuyers who are in danger of having their homes taken away from them by their lender; meaning they’re at risk of foreclosure because they’re struggling to meet … Continue reading

Posted in Foreclosure |

Mortgage Fraud: Don’t Become a Victim – Part 2

*** Previous *** Experiencing Financial Difficulties? Perhaps you’re a homeowner who’s struggling to make ends meet, and that includes meeting your mortgage repayments: be very wary of web-based advertisements or emails claiming they can eliminate your mortgage debt: they’ll offer to … Continue reading

Posted in Home Ownership |

Mortgage Fraud: Don’t Become a Victim – Part 1

Government Bailouts! Foreclosures! Sub-Prime Loans! You can’t watch the evening news or read the daily newspaper without seeing stories about today’s mortgage crisis and the shocking fraud that seems to go hand-in-hand with it. Of course the FBI plays a … Continue reading

Posted in Home Ownership |

Apartment Hunting in New York City – Part 2

*** Previous *** And finally, some tips and warnings! Brokers Use Brokers for no-fee apartments and be very clear that you don’t want to see apartments with fees. Some realty companies have arrangements with landlords to show their unit without … Continue reading

Posted in Advice and Tips |

Apartment Hunting in New York City – Part 1

Here One Day – Gone the Next! When you see an apartment in New York City that sounds promising, you must call or email immediately. Don’t wait for anything (even work) – contact them immediately and set up the earliest-possible … Continue reading

Posted in Advice and Tips |

A Guide to Foreclosure – Part 6

*** Previous *** Seventh Stage (7A): Successful Settlement Conference If your Settlement Conference has been successful and you’ve worked out a mutually agreed deal with the Bank, the process of foreclosure will be discontinued. It’s up to the Bank to … Continue reading

Posted in Foreclosure |

A Guide to Foreclosure – Part 5

*** Previous *** At the Settlement Conference You have the right to – Have an attorney, advocate, family member or friend assist you; Ask for explanations of anything at all; Request an adjournment of the conference if you have a … Continue reading

Posted in Foreclosure |

A Guide to Foreclosure – Part 4

*** Previous *** Sixth Stage: The Settlement Conference Scheduling a ‘Settlement Conference’ is the next step in the process. A Settlement Conference is designed to provide the homeowner with the opportunity to work together with the Bank; to arrive at … Continue reading

Posted in Foreclosure |

A Guide to Foreclosure – Part 3

*** Previous *** Make sure you’re very careful to open all correspondence sent to you by the Court and by your Bank’s attorney. You’ll receive important notices about the status of your case in the mail, and it’s vital that … Continue reading

Posted in Foreclosure |